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Robert Taylor & Rhea Dichter

This blog contains all kinds of helpful resources on real estate in Montreal and the West Island of Montreal Qubec, and interesting articles regarding the local Montreal market as well as on local attractions.

January 2009 - Posts

Budget 2009: Support for Home Ownership and the Housing Sector
The recent budget has some great incentives to help stimulate the housing sector! These apply to both 1st time purchasers as well as available grants for renovations. We are attaching the highlights as posted from the Canadian Government website so that Read More...

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More Canadians refinancing mortgages to pay off other debts
By Brenda Bouw, The Canadian Press VANCOUVER, B.C. - Record low interest rates are spurring more Canadians to refinance mortgages to consolidate debt, a trend that is expected to grow as Ottawa moves to loosen lending conditions and encourage spending Read More...

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157 Butternut in Westpark is Sold!
Westpark, Dollard-des-Ormeaux - The 2 story at 157 Butternut has been sold. Property information Read More...

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18 Lamont in Westpark is Sold!
Westpark, Dollard-des-Ormeaux - The 2 story at 18 Lamont has been sold. Property information Read More...

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Recent Federal Budget Encourages New Homebuyers
The government has earmarked $15 million to nudge Canadians with RRSPs into buying homes. Now you can withdraw $25,000 tax free from your RRSP to buy or build a first home - up from $20,000. The Home Buyers’ Plan (HBP) The Home Buyers' Plan Read More...

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Optimism seen for Canadian real estate
Published: Jan. 26, 2009 at 9:07 AM TORONTO, Jan. 26 (UPI) -- Political changes in Canada and the United States showed a rise in optimism among Canadians in the real estate market, a survey published Monday said. The Royal LePage Real Estate Services Read More...

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Homebuyers urged to beware mortgage policy tied to secure line of credit
by Tobi Cohen, THE CANADIAN PRESS Thursday, January 22, 2009 MONTREAL - Homebuyers are being urged to read the fine print and to recognize the potential consequences of tying their mortgage to a grossly inflated secure line of credit - an increasingly Read More...

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Variable, Open & Convertible Mortgage Rates: January 21 2009
These rates reflect market conditions at the time the survey was conducted and cannot be construed as an offer by that company. It is our experience that the major banks in Canada will offer consumers with reasonable crdit scores discounts of 1.2 - 1.3% Read More...

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Long Term Mortgage Rates: January 21 2009
Long Term Mortgage Rates Institution Updated 6-yr 7-yr 10-yr ATB Financial 21 JAN 7.20 Bank of Montreal 21 JAN 7.00 7.15 Bank of Nova Scotia 21 JAN 7.00 CIBC 21 JAN 7.00 7.30 Citizens Bank 21 JAN 6.90 Concentra Financial 21 JAN 7.20 7.35 First National Read More...

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Closed Mortgage Rates: January 21 2009
Institution Updated 6-mnth 1-yr 2-yr 3-yr 4-yr 5-yr ATB Financial 21 JAN 5.90 5.60 6.25 6.25 6.09 4.79 Alterna Bank-Savings 21 JAN 5.70 4.70 5.00 5.00 5.30 5.30 Bank West 21 JAN 6.35 6.70 7.04 7.04 7.20 Bank of Montreal 21 JAN 5.20 4.50 5.15 5.15 5.75 Read More...

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Bank of Canada says country in recession, cuts interest rate to lowest in history
Tue Jan 20, 9:58 AM Julian Beltrame, The Canadian Press Enlarge Photo (The Canadian Press) By Julian Beltrame, The Canadian Press OTTAWA - The Bank of Canada is warning Canada's economy will significantly contract this year and has moved to arrest Read More...

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Mortgage Rates: Closed, Jan 18th 2009
Closed Mortgage Rates Institution Updated 6-mnth 1-yr 2-yr 3-yr 4-yr 5-yr ATB Financial 16 JAN 5.90 5.60 6.25 6.25 6.09 4.79 Alterna Bank-Savings 16 JAN 5.70 4.70 5.00 5.00 5.30 5.50 Bank West 16 JAN 6.35 6.70 7.04 7.04 7.20 Bank of Montreal 16 JAN 5.90 Read More...

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Mortgage Rates: Variable, Open & Convertible; Jan 18th 2009
Variable, Open & Convertible Mortgage Rates Institution Updated Variable 6 mth Open 6 mth Convert 1 yr Open 1 yr Convert 2 yr Open ATB Financial 16 JAN 3.50 7.70 8.25 8.45 Alterna Bank-Savings 16 JAN 4.50 7.80 8.25 Bank West 16 JAN Bank of Montreal Read More...

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Canada's Most Expensive Homes
by Lauren Kerensky Wednesday, January 31, 2007provided by Brokers in the Great White North are seeing an awful lot of green these days, and we're not talking about what's hidden under melting snow. Though the country is a latecomer to the multimillion-dollar Read More...

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Canada's recession to last until Q3 2009: report
Wed Jan 14, 10:54 AM OTTAWA (Reuters) - Canada's economy will stay in a recession for three quarters and contract 0.5 percent annually in 2009 with the jobless rate peaking at 8.1 percent, the Conference Board of Canada forecast in a report on Wednesday. Read More...

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Housing market decline not over: Royal LePage
Derek Abma, HouseHunting Published: Tuesday, January 06, 2009 OTTAWA - View Large One of the country's leading real estate companies is projecting a further decline in Canada's resale real estate market in 2009. Photograph by : Joe Raedle, Getty Read More...

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Montreal market tilts toward buyers in some neighbourhoods
Home sales drop 29 per cent in December. Tough economy means more houses up for resale and sellers no longer have advantage in bargaining By SHEILA MCGOVERN, The Gazette January 14, 2009 Despite declines, Montreal's housing market has escaped the Read More...

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Apartment For Sale in Pte. Claire Water Front
Waterfront 3 Bedroom! • 1,451 sq. ft., 2 bath, 3 bdrm apartment - MLS® $299,000 CAD - Reduced $20k! Water Front, Pointe-Claire - WATERFRONT 3 BDRM in prestigous L'ARISTOCRATE! Beautifully updated & bright end unit with spectacular views Read More...

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Price Reduced on 304-21 Lakeshore Dr. in Pointe Claire
Water Front, Pointe-Claire - Announcing a price reduction on 304-21 Lakeshore Dr., a 1,451 sq. ft., 2 bath, 3 bdrm apartment. Now MLS® $299,000 CAD - Reduced $20k!. Property information Read More...

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Canada new home prices fall for second straight month
Mon Jan 12, 8:52 AM OTTAWA (Reuters) - Prices for new housing in Canada fell for the second straight month in November due to flat or lower prices in the western provinces where real estate markets were previously booming, Statistics Canada said on Monday. Read More...

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Housing starts tumble to last month to lowest levels since late 2001, CMHC says
By David Friend, THE CANADIAN PRESS TORONTO - Construction of new homes in Canada slowed last month to levels not seen since late 2001, driven by a drop in condominium construction and a tougher environment for borrowers, according to a national housing Read More...

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Split For Sale in Dollard-des-Ormeaux
Great Home-Great Street • 2 bath, 5 bdrm single story - MLS® $289,900 CAD - Well Priced Dollard-des-Ormeaux, West-Island - Nice condition 3+2 BDRM "SHERWOOD" split on a quiet child-safe crescent, close to parks, schools & buses! Read More...

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Canadian housing market still looking good compared to U.S.
Garry Marr Canwest News Service 12/30/2008 CREDIT: Justin Sullivan, Getty Images House prices continue to plummet in the United States. TORONTO - House prices continue to plummet in the United States, but the consensus in Canada remains that the impact Read More...

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Great deals out there: Home buyers are holding back because of the economy and deals have sprung up as a result
Jennifer Podmore Russell Special to Westcoast Homes, Published: 12/27/2008 Once again the real estate market is one of the hottest conversations in town. The topic can be heard at the water cooler, in restaurants, at dinner parties and on airplanes. We Read More...

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2 Story For Sale in Westpark
Impeccable Condition • 1,860 sq. ft., 3 bath, 5 bdrm 2 story ""Jefferson" Model" - MLS® $399,900 CAD - Priced Aggressively! Westpark, Dollard-des-Ormeaux - Welcome: beautifully updated 4 bedroom JEFFERSON cottage on one of Read More...

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